The State Atlas · Household Record

Where a household's financial operating system lives.

Every other product renders the reasoning; the Household Record binds it to a family. It answers one question — if someone needed to understand this household's financial operating system, where would they begin? — and indexes every authoritative artifact from there. These are illustrative sample households.

Sample operating files
The Harris Family
Illinois → Florida

A two-generation Illinois household weighing a move to Florida — the estate cliff is the pressure, the domicile question is live.

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The Bennett Family
Texas · settled

A settled Texas household — no state income or estate tax; the operating file is about titling and asset location, not relocation.

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If your household spans more than one state, entity, or advisor, this is the file we build first.
It is where the reasoning becomes personal — your standing decisions, coordination priorities, and the specialists who hold each.
Review your coordination opportunities with Driftwood →
Reference, not duplicate. A Household Record is an index and standing context — it points to the Atlas reasoning, the Crossing Brief, the Registers, and the Annual Review, each of which remains the single authoritative source.

State law reflects 2025 tax-year law; last reviewed 2026-07-07. Every classification is a summary of state law; where a primary-source citation has been verified, it is linked on the card.

What changed
  • 2026-07-07 — First law-review date and honest per-cell source labeling; primary-source citations verified for Illinois, California, New York, Texas, and Florida (more in progress).
  • 2025 — Washington's 7% (+2.9%) excise on long-term capital gains reflected (enacted 2022).
  • 2025 — New Hampshire's Interest & Dividends tax reflected as fully repealed, effective 2025.
  • 2025 — Illinois estate-tax detail tracks the pending SB 2970 as of the review date.
Illustrative / hypothetical — not a real track record and not advice. The tax-management impact figure is a hypothetical, after-tax result from the retroactive application of a tax-management model to ~30 years of proxy-spliced market data on a single illustrative path; no client capital was invested, and hypothetical performance does not guarantee future results. Intended for sophisticated investors; it may not be relevant to your situation, and your actual figure depends on your own holdings, basis, and bracket. State tax facts reflect tax year 2025 and can change — confirm with a tax advisor. Driftwood Wealth is a registered investment adviser; Form ADV and Form CRS are available at adviserinfo.sec.gov.
Driftwood. State tax law reflects 2025 tax-year law; last reviewed 2026-07-07. The Household Record is the institutional index over the reasoning graph.