The State Atlas · Household Record

Where a household's financial operating system lives.

Every other product renders the reasoning; the Household Record binds it to a family. It answers one question, if someone needed to understand this household's financial operating system, where would they begin?, and indexes every authoritative artifact from there. These are illustrative sample households.

Sample operating files
The Harris Family
Illinois → Florida

A two-generation Illinois household weighing a move to Florida, the estate cliff is the pressure, the domicile question is live.

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The Bennett Family
Texas · settled

A settled Texas household, no state income or estate tax; the operating file is about titling and asset location, not relocation.

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If your household spans more than one state, entity, or advisor, this is the file we build first.
It is where the reasoning becomes personal, your standing decisions, coordination priorities, and the specialists who hold each.
Review your coordination opportunities with Driftwood →
Reference, not duplicate. A Household Record is an index and standing context, it points to the Atlas reasoning, the Crossing Brief, the Registers, and the Annual Review, each of which remains the single authoritative source.

State law reflects 2025 tax-year law; last reviewed 2026-07-07. Every classification is a summary of state law; where a primary-source citation has been verified, it is linked on the card.

What changed
  • 2026-07-07, First law-review date and honest per-cell source labeling; primary-source citations verified for Illinois, California, New York, Texas, and Florida (more in progress).
  • 2025, Washington's 7% (+2.9%) excise on long-term capital gains reflected (enacted 2022).
  • 2025, New Hampshire's Interest & Dividends tax reflected as fully repealed, effective 2025.
  • 2025, Illinois estate-tax detail tracks the pending SB 2970 as of the review date.
Illustrative / hypothetical, not a real track record and not advice. The tax-management impact figure is a hypothetical, after-tax result from the retroactive application of a tax-management model to ~30 years of proxy-spliced market data on a single illustrative path; no client capital was invested, and hypothetical performance does not guarantee future results. Intended for sophisticated investors; it may not be relevant to your situation, and your actual figure depends on your own holdings, basis, and bracket. State tax facts reflect tax year 2025 and can change, confirm with a tax advisor. Driftwood Wealth is the private-wealth practice of Alec Messino. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. Alec Messino is a Registered Representative and Financial Advisor of PAS. Driftwood Wealth is not an affiliate or subsidiary of PAS. All figures are illustrative models for educational purposes, not investment, tax, or legal advice, and not a recommendation.
Driftwood. State tax law reflects 2025 tax-year law; last reviewed 2026-07-07. The Household Record is the institutional index over the reasoning graph.