The standing record · one prioritized list

The Opportunity Register.

One place where every coordination opportunity the system has surfaced is written down, ranked, and owned — from the moment it is implied to the moment it closes. Not a fresh list each meeting; a standing one that only grows. This is an illustrative sample for a fictional family.

Standing register
Source of record · the Harris household
Household
The Harris household
Adviser of record
Driftwood
As of
July 2026
Version
rev. 6 · standing
Status
Current · never reset
Authority
Primary reference
Entries open
8 of 10
Next review
September 2026
§ IWhat the register is · how an item enters and leaves

Institutions do not manage opportunities from memory or from a meeting's agenda. They keep a single standing register — every open matter in one ranked list, so nothing lives only in one professional's inbox and nothing is discovered twice. This is that list for one household: the source of truth from which the narrower views are drawn. The Annual Review's opportunity table and the Manual's open-matters register are not separate records; they are scoped views of the rows below.

How an item enters

A register does not begin from a wish list — it begins from evidence. Most rows arrive as implied matters from the Coordination Assessment: a gap the diagnostic surfaced, promoted to a named opportunity with an owner and a lead professional. Others enter from a Decision Register entry that opens a follow-on, or from a life event the household reports.

How an item leaves

An item is closed only when its lead professional has signed off, or when it is deliberately deferred to a dependency — a deferral is a decision, kept on the record, not a disappearance. Nothing is deleted. A closed row stays visible so the register reads as history, not just a to-do list that resets.

§ IIThe Register

Grouped by status band, ranked by priority within each. Every row carries an owner (who drives the next move), a lead professional (who must sign off to close it), its open dependencies, and where it is seen elsewhere in the record.

Register · standing 10 entries · 8 open · as of July 2026

Every coordination opportunity the system has surfaced

The canonical list. The Roth conversion and the business sale each appear once here, with references to both the Annual Review and the Decision Register; the scoped views elsewhere draw from these same rows.

Opportunity
Lead
Dependencies
Owner
Priority
Status
Open · needs action2 entries
Substantiate Texas domicile for the move
Opened Feb 2026 · implied by the Assessment
Driftwood
Attorney Household
Household
High
Needs action
Second-home purchase
Opened May 2026 · household-reported
Seen in Manual §B
Driftwood
Attorney Portfolio
You
Med
Funding open
In progress4 entries
Sequence the business sale
Opened Jan 2026 · succession & buy-sell
Business counsel
CPA Attorney Insurance Portfolio
Driftwood
High
Awaiting valuation
Roth conversion ladder
Opened Feb 2026 · timed to the low-bracket window
CPA
CPA Portfolio
Driftwood
High
Modeling bracket
RSU concentration sell-down
Opened Mar 2026 · on a schedule, not a signal
Driftwood
Portfolio CPA
Driftwood
High
On schedule
§162 bonus to fund the ILIT premium
Opened Mar 2026 · implied by the Assessment
CPA
CPA Attorney
CPA
Med
In progress
Deferred by design2 entries
Gift discounted business interests
Opened Q2 2026 · waits on the sale terms
Estate attorney
CPA Attorney
Estate attorney
Med
Deferred to sale
Year-end annual-exclusion gifting
Opened Jun 2026 · seasonal, recurs each year
Seen in Manual §B
CPA
CPA Attorney
Driftwood
Low
Scheduled Dec
Closed · on the record2 entries
Route the life policy through an ILIT
Opened Feb 2026 · closed on attorney sign-off
Estate attorney
Attorney Insurance
Estate attorney
Closed
Complete
Set the household asset-location map
Opened Feb 2026 · closed on implementation
Driftwood
Portfolio
Driftwood
Closed
Complete
As of
July 2026 · next standing review September 2026
Sources
Coordination Assessment (implied matters), the Decision Register, and household-reported events
Method
One canonical row per opportunity; the Roth conversion and the business sale are de-duplicated across the review and the manual into a single row each, with references to both
Basis
Illustrative figures and matters for a fictional household — the form of the register, not a real client's list
§ IIIStatus legend

Four states, one meaning each. A row moves between them only on evidence — a professional's sign-off, a fired dependency, or a reported event.

Needs actionOpen. Surfaced and owned, but the next move has not been made. The most valuable band — where coordination is still available.
In progressLive. The move is underway; a dependency or a professional is actively working it toward close.
DeferredWaiting, on purpose. Held for a dependency — a sale price, a season. The reason to wait stays on the record.
CompleteClosed. The lead professional has signed off. It stays visible so the register reads as history, never blank.
§ IVWhere it lives in the system

This register is the source; the other records are windows onto it. Each view narrows the same rows to what its reader needs — none of them is a second, competing list.

Annual Review §04A once-a-year, ranked extract of the open and in-progress rows — the prioritized opportunities the household reviews together. A scoped view of the bands above.
The Manual §BThe open-matters register — the same live rows, shown as dependencies in motion against whom each waits on. The operating-book view.
The Decision RegisterThe lineage — why each matter was opened, what it assumed, and what would reopen it once closed. The Opportunity Register says what; the Decision Register says why.
The AssessmentThe Coordination Assessment — where most rows begin, as an implied matter promoted to a named, owned opportunity.
The point

A household without a standing register does not have fewer opportunities — it has the same ones, rediscovered from zero each year, half of them forgotten between meetings. The register is how coordination becomes a system instead of a memory: one list, ranked, owned, and never reset. Wealth is a system, not a collection of products — and a system keeps its own book.

See it in context: the Annual Review extract · the Manual's open matters · the Decision Register's lineage.

§ Opportunity Register · rev. 6 · fol. 1 The Harris household · est. 2026
Set in Satoshi & Erode · a concept for a single standing register · illustrative household, not a real client
Illustrative and educational — not investment, tax, or legal advice. The Harris household, matters, and priorities above are hypothetical, drawn to show the form of the register. Driftwood coordinates with your CPA and attorney; it does not provide tax or legal advice. Driftwood Wealth is a registered investment adviser; Form ADV Part 2A and Form CRS are available directly; the firm’s public record is at adviserinfo.sec.gov. Privacy Policy · Terms of Use.