A report is read once and filed. This is the other thing — the record a report becomes. Every decision, its reason, and what it touched, kept in one place and never deleted, so the plan is something that accumulates rather than something that resets each year.
Confidential
Prepared for the Harris household
Household
The Harris household
Adviser of record
Driftwood
Established
February 2026
Revision
rev. 06 · current
Status
Current · append-only
Authority
Operational guidance
As of
9 July 2026
Next standing review
September 2026
This is the record tier, held apart on purpose. Ordinary pages inherit its type and its rules; only the standing record is framed as the manual — the device keeps its meaning by staying rare.
§ AHousehold Decision Ledger
Every decision, dated, with the reason it was made and the parts of the system it touched. Nothing is removed; the ledger only grows. This is the thing a family office keeps — and the thing an annual statement is not.
Date
Decision & reason
Affected
Reference
Status
20261 entry
Mar 2026
Relocated municipal bonds to the taxable account.
Tax-exempt coupons are wasted inside a tax-deferred account; the taxable book is their right home.
Inventoried the accounts, the return, and the estate documents — one coordinated starting point.
Portfolio · Taxes · Estate · Liquidity
—
Baseline
§ BCoordination Register
The matters currently in motion — what is open, whom it waits on, and who owns the next move. A dependency is closed only when its professional has signed off.
Matter
Dependencies
Owner
Status
Sale of the operating business
Opened Jan 2026
CPAAttorneyInsurancePortfolio
Driftwood
Awaiting valuation
2026 Roth conversion
Opened Feb 2026
CPAPortfolio
Driftwood
Modeling bracket
Second-home purchase
Opened Jun 2026
AttorneyPortfolio
You
Funding source open
Year-end gifting
Opened Jun 2026
CPAAttorney
Driftwood
Scheduled December
§ CHousehold Change Log
The revision history of the plan itself — what changed at each version, and by whose hand. The manual is a versioned instrument, not a live dashboard that forgets its own past.
Rev.
Date
Change
By
rev. 06
Jul 2026
Roth conversion recorded; estimated tax adjusted.
Driftwood
rev. 05
Jun 2026
529 established; annual gift logged.
Driftwood
rev. 04
May 2026
Texas residency sequence opened; estate plan review scheduled.
Driftwood · Attorney
rev. 03
Apr 2026
Trust amended; life policy assigned to the ILIT.
Attorney
rev. 02
Mar 2026
Concentration transition begun.
Driftwood
rev. 01
Feb 2026
Book opened; beneficiaries updated; municipal bonds relocated to taxable.
Driftwood
Draws on
The Constitution (amend. 3) — the instrument this book operates under.
Polish is easy to copy; continuity is not. The manual's advantage is that it remembers — across decades, decisions, and the people who made them. That is the difference between a firm that reports to you and one that keeps your household's book.
Set in Satoshi & Erode · a concept for a living operating record · illustrative household, not a real client
Illustrative and educational — not investment, tax, or legal advice.
The household, decisions, and figures above are hypothetical, drawn to show the form of the record. Driftwood coordinates with your CPA and attorney; it does not provide tax or legal advice. Driftwood Wealth is a registered investment adviser; Form ADV Part 2A and Form CRS are available directly; the firm’s public record is at adviserinfo.sec.gov. Privacy Policy · Terms of Use.