The State Atlas · Household Record

The Bennett Family.

The operating file for one household — not a folder of documents, but the index to how the family's financial life is coordinated. Begin here; each entry summarises one part of the system and links to the document that holds it in full.

In forceTexas

Household Record · 2026 · illustrative sample

A settled Texas household — no state income or estate tax; the operating file is about titling and asset location, not relocation. Where to begin: the environment in force is Texas; the household is settled where it is. Each artifact below remains authoritative in its own right — the Record is the standing context, not a copy.

The operating system in force

The tax environmentTexas Atlas →

How Texas taxes the household — capital gains, estate, basis step-up, and the rest. The authoritative reference is the state's Atlas page.

Coordination priorities in forceTexas Atlas →

The operating-system domains The Bennett Family coordinates in the Texas environment. The full reasoning — how each is read and what opens it — lives in the Atlas.

Asset titling for step-up · estate attorney

Standing decisionsDecision Register →

The decisions the household holds in force today. Each is a live entry in the Decision Register, where it is recorded with its reasoning and never overwritten.

Asset titling for step-up (Estate)

Governing documents

The standing documents that hold the family's operating rules — authored once, referenced here.

Household Constitutionhow the family decides Capital Allocation Policyhow capital is deployed Wealth Operating Manualhow the system runs

This is how one household's system is coordinated.

Yours would begin the same way — as a standing record, not a folder. We start with your highest-value coordination opportunities.

Review your coordination opportunities with Driftwood → See another record

Reference, not duplicate. The Household Record is the institutional index and the permanent context for The Bennett Family. Every summary above is a pointer; the linked artifact — the Atlas reasoning, the Crossing Brief, the Registers, the Annual Review — remains the single authoritative source. The Record never re-authors what those documents hold.

State law reflects 2025 tax-year law; last reviewed 2026-07-07. Every classification is a summary of state law; where a primary-source citation has been verified, it is linked on the card.

What changed

2026-07-07 — First law-review date and honest per-cell source labeling; primary-source citations verified for Illinois, California, New York, Texas, and Florida (more in progress).
2025 — Washington's 7% (+2.9%) excise on long-term capital gains reflected (enacted 2022).
2025 — New Hampshire's Interest & Dividends tax reflected as fully repealed, effective 2025.
2025 — Illinois estate-tax detail tracks the pending SB 2970 as of the review date.

Illustrative / hypothetical — not a real track record and not advice. The tax-management impact figure is a hypothetical, after-tax result from the retroactive application of a tax-management model to ~30 years of proxy-spliced market data on a single illustrative path; no client capital was invested, and hypothetical performance does not guarantee future results. Intended for sophisticated investors; it may not be relevant to your situation, and your actual figure depends on your own holdings, basis, and bracket. State tax facts reflect tax year 2025 and can change — confirm with a tax advisor. Driftwood Wealth is a registered investment adviser; Form ADV and Form CRS are available at adviserinfo.sec.gov.

Driftwood. State tax law reflects 2025 tax-year law; last reviewed 2026-07-07. The Household Record indexes the reasoning graph for one household — it authors no facts of its own.