The operating file for one household — not a folder of documents, but the index to
how the family's financial life is coordinated. Begin here; each entry summarises one part of the
system and links to the document that holds it in full.
In forceIllinois
→
Under considerationFlorida
Household Record · 2026 · illustrative sample
A two-generation Illinois household weighing a move to Florida — the estate cliff is the pressure, the domicile question is live. Where to begin: the environment in force is Illinois; a move to Florida is on the table. Each artifact below remains authoritative in its own right — the Record is the standing context, not a copy.
The operating-system domains The Harris Family coordinates in the Illinois environment. The full reasoning — how each is read and what opens it — lives in the Atlas.
The decisions the household holds in force today. Each is a live entry in the Decision Register, where it is recorded with its reasoning and never overwritten.
Relocating from Illinois to Florida materially reduces the household's state estate-tax exposure, shifting coordination toward asset titling for step-up.
Reference, not duplicate. The Household Record is the institutional index and the permanent context for The Harris Family. Every summary above is a pointer; the linked artifact — the Atlas reasoning, the Crossing Brief, the Registers, the Annual Review — remains the single authoritative source. The Record never re-authors what those documents hold.
State law reflects 2025 tax-year law; last reviewed 2026-07-07. Every classification is a summary of state law; where a primary-source citation has been verified, it is linked on the card.
What changed
2026-07-07 — First law-review date and honest per-cell source labeling; primary-source citations verified for Illinois, California, New York, Texas, and Florida (more in progress).
2025 — Washington's 7% (+2.9%) excise on long-term capital gains reflected (enacted 2022).
2025 — New Hampshire's Interest & Dividends tax reflected as fully repealed, effective 2025.
2025 — Illinois estate-tax detail tracks the pending SB 2970 as of the review date.
Illustrative / hypothetical — not a real track record and not advice. The tax-management impact figure is a hypothetical, after-tax result from the retroactive application of a tax-management model to ~30 years of proxy-spliced market data on a single illustrative path; no client capital was invested, and hypothetical performance does not guarantee future results. Intended for sophisticated investors; it may not be relevant to your situation, and your actual figure depends on your own holdings, basis, and bracket. State tax facts reflect tax year 2025 and can change — confirm with a tax advisor. Driftwood Wealth is a registered investment adviser; Form ADV and Form CRS are available at adviserinfo.sec.gov.
DRIFTWOOD WEALTH · AUSTIN, TEXAS · FOUNDED 2024MODEL DATA AS OF JULY 2026 · FORM ADV & CRS AT ADVISERINFO.SEC.GOV
Driftwood. State tax law reflects 2025 tax-year law; last reviewed 2026-07-07. The Household Record indexes the reasoning graph for one household — it authors no facts of its own.